Monica Craven, executive director of the Habitat for Humanity of Mahoning Valley, spoke to members of the East Liverpool Rotary Club on Feb. 21. She directs a chapter that now includes all of Columbiana County along with Mahoning and Trumbull counties. She explained the merger was necessary in order to comply with requirements for mortgages, which have gotten more complex in recent years. Craven explained how candidates qualify for a habitat house and the sweat equity they invest before moving in. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage. Rotary member Rev. Steve Cramer introduced Craven. (Submitted photo)